SUCCESS, TOGETHER
Collaboration to achieve aspirations
We integrate markets, finance, and risk at the transaction level.
Instead of asking “Is this business bankable?”, we ask:
“Is this transaction structured, monitored, and risk-managed enough to finance?”
We turn real buyer demand into financeable, repeatable transactions.
Services We Offer
1
Market Intelligence & Buyer Validation
We onboard and assess buyers, tracking payment behaviour and reliability over time. This makes demand visible, verifiable, and finance-ready.
2
Transaction Structuring
We work with agribusinesses to structure each deal pricing, volumes, timelines, and cashflow, so financing needs are clear, realistic, and transparent.
3
Capital Deployment by Partner Financiers
Once transactions are structured and risk-assessed, partner banks, DFIs, and investors deploy capital aligned to the transaction’s cashflow cycle.
4
Transaction Monitoring & Support
We monitor deliveries, buyer payments, and cashflow in real time. Early warning signals trigger hands-on support to resolve issues before they become defaults.
5
Certification and Repeat Financing
Successful transactions strengthen enterprise certification and credibility, enabling repeat financing at better terms and larger scale over time.
6
Research, Policy, and Systems Strengthening
We conduct studies, ecosystem mapping, and policy advocacy to inform decision-making, shape inclusive reforms, and scale sustainable models across agricultural and green economy sectors.
Samakose does not lend. We de-risk transactions, so finance can flow sustainably.
Who We Serve
Agribusiness SMEs
- Predictable markets
- Finance aligned to cashflow
- Ongoing access to capital
- Repeat transactions
Buyers & Offtakers
- Reliable supply
- Reduced disruption
- Transparent supplier performance
Banks, DFIs & Investors
- De-risked deal pipeline
- Lower transaction costs
- Improved repayment performance
Donors & Government
- Sustainable finance mobilisation
- Job creation and inclusion
- Auditable, systems-level impact
When markets, finance, and risk are integrated, agriculture becomes investable. we exist to make that integration work.
OUR ACCELERATOR INTERVENTION
BOLD PROGRAMME
A 12-week intensive programme that prepares cohorts of 12–18 agribusinesses to become bankable and investment-ready, culminating in investor pitch-match days, graded certification, and six months of post-match technical support.
This programme stands out for its Northern Ghana–specific focus, hands-on learning model, and strong performance coaching. It combines practical labs with investor-ready outputs, aligns directly with donor and government KPIs, and uses mobile-first, offline-ready tools to accelerate real-world impact and investment readiness.
- Formal or semi-formal agribusinesses (SME, cooperative federation, or agro-processor); revenue GHS 100k–1M pa; seeking financing in 6–12 months.
- Priority: female-led / youth-led enterprises and climate-smart models.
- Selection via short application, financial health baseline, and site visit.
- Bronze (Business Ready): complete baseline, 3 core deliverables (lean canvas, unit economics, cashflow) — 70% assessment score.
- Silver (Debt Ready): all Bronze + audited 12-month cashflow & loan proposal, governance checklist, bank pitch — 75% score.
- Gold (Debt, Equity / Growth Ready): Silver + 3-yr financial model with scenarios, cap table, term-sheet negotiation simulation, due diligence data room — 80% score and investor panel approval.
Certification issued by Accelerator Lab and validated by an external advisory panel (representatives from MoFA/Regional Agric Directorates, a DFI, and an impact investor).
Phase 0 — Pre-work (1 week)
- Skills: baseline data collection, founder readiness mindset, basic bookkeeping.
- Deliverable: Baseline business health dashboard (revenue, margins, cash gaps, staff).
Phase 1 — Business Model & Unit Economics (Weeks 1–2)
- Skills: unit economics per product line, cost-per-kg, break-even, MOQ logic.
- Tools/exercises: Unit Economics calculator (Excel + mobile CSV), farm-to-factory value chain mapping workshop.
- Deliverable: Unit economics sheet + pricing strategy.
Phase 2 — Financial Management & Debt Readiness (Weeks 3–4)
- Skills: cash-flow forecasting, working capital cycles, collateral mapping, loan packaging.
- Tools/exercises: 12-month cashflow template, bank loan application clinic, lender role-play.
- Deliverable: Debt proposal + realistic repayment schedule.
Phase 3 — Investment & Growth Finance (Weeks 5–6)
- Skills: equity vs. debt decisions, valuation basics, cap table, term sheet essentials.
- Tools/exercises: Cap table simulator, investor negotiation role plays, valuation sensitivity drills.
- Deliverable: Investor one-pager + capitalization plan.
Phase 4 — Governance, Legal & Compliance (Week 7)
- Skills: corporate structure, shareholder agreements, IP/trade marks for products, compliance for DFIs.
- Tools/exercises: Governance checklist, simplified shareholder agreement template, mock AGM.
- Deliverable: Governance pack + correction plan.
Phase 5 — Operations, Quality & Risk (Week 8)
- Skills: operational KPIs, quality control for shea/groundnuts/vegetables, post-harvest loss mitigation, climate risks.
- Tools/exercises: Simple SOP drafts, PHL reduction pilot, insurance gap mapping.
- Deliverable: Ops improvement plan with KPI targets.
Phase 6 — Impact Measurement & Reporting (Week 9)
- Skills: indicators that donors/government value (jobs created, women/youth reached, yield gains, emissions avoided).
- Tools/exercises: Simple impact dashboard (aligned to SDGs & MoFA metrics), M&E data collection form.
- Deliverable: Impact narrative + indicator dashboard.
Phase 7 — Pitching & Investor Engagement (Weeks 10–11)
- Skills: investor storytelling, data room construction, Q&A handling.
- Tools/exercises: Investor pitch clinic (video + critique), live mock investor panels with local bankers/DFI reps.
- Deliverable: Pitch deck + investor data room link (or USB pack).
Phase 8 — Demo Day & Post-match Support (Week 12 + 6 months)
- Deliverable: Demo Day presentation, matchmaking outcomes, follow-up coaching plan.
- Post support: negotiation advisory, due diligence support, help finalising term sheets, and a small matching grant for technical fixes (optional).
- Unit Economics Excel + CSV import (mobile friendly)
- 12-month cashflow model with automated flags (late pay, negative balance)
- Loan package checklist & sample lender narrative
- Cap table & valuation simulator (simple inputs: revenue multiple, growth rate)
- Investor Data Room template (folders + exact docs list)
- Pitch deck master (12 slides) + 3-minute elevator script
- Impact dashboard template (jobs, women/youth, yield changes, PHL avoided)
- SOP & QC quick templates for processing sites
All templates come with short “how-to” video clips and a one-page cheat sheet.
- Micro-learning sprints: 20–30 min core concept videos before labs.
- On-business labs: participants implement an improvement within 7 days (e.g., rework pricing, trial invoice financing) and report results, which accelerates learning by doing.
- Peer accountability triads: weekly small groups for progress checks (coaching technique).
- Investor simulation day: live investor Q&A with scoring; feedback becomes part of certification.
- Mini-grants for verification: small conditional grants (GHS 10k–30k) to test revenue-lifting interventions, which can be attractive to investors as measurable proof points.
ready to Support BOLD? Let's Do It, together.
LeadByHer & GrowByHer Fellowship
This initiative is designed to build confidence, leadership, and business acumen among young women by pairing them with mentors who provide hands-on guidance, business coaching, and market exposure. Each cohort runs for several months, combining one-on-one mentorship, peer learning sessions, and networking events that foster collaboration and innovation.
The fellowship not only strengthens entrepreneurial capacity but also creates a supportive sisterhood of women in agriculture sharing experiences, challenges, and success stories to inspire the next generation of female leaders driving sustainable agribusiness transformation.